Terms of Use

Plain terms for a plain site.

Effective October 15, 2026.

What this site is

HELOCforRentals.com is an informational and marketing website operated by Korbin Spangenthal, a licensed mortgage loan originator (NMLS #2079029) with West Capital Lending, Inc. (NMLS #1566096). Nothing on it is an offer to extend credit, a commitment to lend, a rate quote, or a guarantee of approval, amount, timing or terms. Any loan is subject to credit review, property review, title, insurance and the guidelines of the lender that funds it.

Not advice

Pages that discuss taxes, entity structure, state law or insurance describe general rules with their sources so that you can raise them with your own advisors. They are not tax, legal, accounting or investment advice, and you should not act on them without a professional who has looked at your situation.

Availability

Loan programs are available only in states where West Capital Lending and the originator are licensed and where the funding lender operates, and only on property types and occupancies the program allows. Not available in New York. Program rules change without notice; the page you read may describe a rule that has since changed, and the terms disclosed to you at application control.

Accuracy

Reasonable care is taken to keep the content accurate and current, and each page shows the date it was last updated. No warranty is made that any page is error-free.

Links

Links to other sites, including the operator's other sites and third-party sources, are provided for reference. Their content and privacy practices are their own.

Use of the site

You may read and share the pages. You may not copy them to another site, scrape them for commercial use, or misrepresent them as your own. Submitting the inquiry form with another person's information without their consent is prohibited.

Limitation of liability

To the fullest extent permitted by law, the operator and West Capital Lending, Inc. are not liable for any loss arising from reliance on the content of this site. Your sole remedy for dissatisfaction with the site is to stop using it.

Contact

kspangenthal@westcapitallending.com · (949) 751-1870 · West Capital Lending, Inc., 17911 Von Karman Avenue, Suite 400, Irvine, CA 92614.

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